The LANDBANK Credit Card offers the method for the cardholder to conveniently and securely generate cashless shopping from Mastercard approved stores and/or improve cash advances.

EXPENSE

100 % free yearly membership charge your first 12 months therefore the cardholder will probably be charged a yearly cost every year afterwards.

Brand-new way of processing funds charges/interest in your LANDBANK Mastercard charge card:

Regular Purchases

Any outstanding amount is billed day-to-day interest determined through the previous cut-off big date, and additionally be summed up at the conclusion of each declaration years. Leftover balances from earlier SOAs is transported over to the present statement until fully compensated.

Cash Loan Purchases

Financing cost will be applied on the cash advance amount from deal big date until full settlement of this levels.

Click the link the updated test computation.

Minimal levels Due (MAD) may be the amount of the annotated following:

3per cent of the exceptional Balance (considerably Over restriction, and/or Installment quantity, if any) or P200 whichever is higher;

Installment Amount;

Overdue Amount; and

Over-limit Amount, or no

Fees of only the minimal quantity owed or any amount around the Outstanding stability on or ahead of the Payment deadline shall lead to the imposition of interest and/or more expenses. Limited repayments furthermore stretch the time scale expected to settle the total outstanding stability. Money made following Payment Due Date will probably be susceptible to Late Cost fees.

You could pay your LANDBANK mastercard levels thru the annotated following:

LANDBANK Mobile Program (MBA)

Auto-Debit Plan (ADA)

LANDBANK telephone accessibility, dial (+632) 8-405-7000

Any LANDBANK Part nationwide

In order to avoid punishment expense, be sure to help make your costs on or before the Payment Due Date. Costs (finances and inspections such as On-Us monitors) is going to be posted within 3 to 7 financial period.

Standard

Silver

Business

Rate of interest – decreased Rate of interest at 2per cent every month.

Large Acceptability – LANDBANK bank card features global approval in over 30 million approved stores and convenient money access with 2.7 million ATMs across the globe

Credit Approval – LANDBANK charge card are recognized throughout local and intercontinental participating /accredited merchants and member-banks of Mastercard

Safety – increased card security measures through EMV innovation to shield visitors and card info, and reduce credit fraudulence in Card Present transaction

Cash loan – doing 30per cent of credit limit through ATMs of Mastercard user financial institutions

Digital declaration of Account (eSOA – delivered to cardholders selected appropriate email target. Cardholders who choose to obtain a paper statement will likely be recharged an announcement printing/reprinting cost of Php100 monthly

Buy E-mail alarm – alerts taken to cardholders through nominated good e-mail address for each and every buy produced regardless of quantity

3D protect One Time code (OTP) – an added protection feature for web acquisitions. This really is provided for cardholders registered mobile numbers and is always authenticate the transaction

24 Hour missing credit Hotline – Hotline services for lost/stolen notes: name LANDBANK customer service middle (CCC) at (02) 8-405-7000 or PLDT residential Toll-Free wide variety 1-800-10-405-7000

One Currency payment – LANDBANK Credit Card has a Single Currency payment where any international deal would be billed in Peso

Loyalty regimen – cardholders make one (1) advantage aim for P30 invested on-line or via Point-Of-Sale (POS) terminals. Incorporate points to pay for purchases, cards yearly costs also fees (Click on this link for the test conversion computation)

Simple cover Program – allows you to transform retail purchases, single buys into equal payments as much as a couple of years

Simple Pay/ Equal Monthly Installment (EMI) – Add-on rate at 1per cent

Large Network of money networks- obtainable repayment channels accessible to LANDBANK credit score rating cardholders:

LANDBANK Cellular Phone Application (MBA)

Auto-Debit Arrangement (ADA)

LANDBANK cell Access, control (+632) 8-405-7000

Any LANDBANK Branch countrywide

Just click here your LANDBANK PORTABLE BANKING SOFTWARE (MBA) individual instructions for LANDBANK Mastercard credit score rating Cardholders

Minimum requirements to try to get the LANDBANK mastercard are:

Individual needs to be 21 to 65 yrs old

Individuals need a reliable revenue stream

No unwanted conclusions on credit score rating Information examining

Required annual income

Minimum Annual Income – Php150,000

SIMPLE DOCUMENTARY CRITERIA

Duly completed Bank Card Application

Facts Confidentiality Consent Type

Current 1×1 ID image

ADDITIONAL DOCUMENTARY SPECIFICATIONS (current as of March 2021)

FOR WORKING INVIDUALS

Most Recent Income Tax Return

Official certification of occupations

Wages slides for the last three (3) period

Photo-bearing valid ID with signature

Proof of Billing Target

FOR BUSINESSMEN/SELF-EMPLOYED INDIVIDUALS

Registration documents with division of Trade and field (DTI) or Securities and Exchange percentage (SEC)

BIR-stamped most recent ITR with Audited Investment Statements

Photo-bearing valid ID with trademark

Evidence of Payment Address

FOR CORPORATE MASTERCARD APPLICANTS

Posts of Incorporation and By-Laws with associated certification of subscription released by SEC (for exclusive organizations)

Audited monetary comments and ITR the past three (3) age

Secretarys certification of Board quality authorizing the annotated following:

the program for account;

issuance associated with the LANDBANK mastercard to this type of authorized workforce;

the designation of an officer of business to signal for as well as in part for the company; and

fees to LBP of shopping made and/or advances availed from the certified personnel with the use of credit score rating card(s) issued

24-Hour Customer Service Center Figures

Hotline No. (02) 8-405-7000 (Metro Manila)

PLDT Household Toll-Free No: 1-800-10-405-7000 (Outside Metro Manila)

Click on visit the website this link for BSPs FAQs in the threshold on bank card Interest, Finance fees and Fees